Hilary Duff

[Gumotynka]

Tutaj możecie się wypowiadać na temat jak polubiliscie Hil? Za co ją lubicie itp.

[Lorraine]

no tak.... Hialry polubiłam dzięki piosence Fly...potem Material girls.... następnie Beat of my heart i teraz ja poprostu uwielbiam... mam opsesje xD ciągle jej słucham i wogóle xD

no Hialry lubie poprostu za wszystko: świetnie śpiewa... tak samo gra w filmach.... i co jest ważne jest tak naprawde miła i przyjacielska itd.

[worthygoddness]

Dzięki 'Cindrella Story'

[Gumotynka]

worthygoddness o co chodzi? Ja za bardzo nie w temacie xD

Ja polubiłam Hilary gdy zobaczyłam ją w roli Lizzi. Bardzo ja polubiła, a potem posłuchałam jej piosenek i jeszcze bardziej mi się spodobały.

[Lorraine]

Gumotynka --- chodzi o to (przynajmniej tak mi się wydaje) że on/ona polubł/a Hilary dzięki filmie Cinderella Story...

no tak ja na początku nie wiedziałam zę Lizzie McGuire gra Hilary xD dopieo potem coś mnie oświeciło^^

[Gumotynka]

A ja napoczątku nie wioedziełam że ona śpiewa. Myślałam że jest tylko aktorką xD

[Lorraine]

heh xD no tak

Happy birthday Hilary!!! (nie mogłam sie powstrzymać!) no to tego... dzisiaj Hil urodziny xD

[Gumotynka]

No wiem, wiem

[Lorraine]

heh xD uiuu 20 lat już.... starzejemy sie xD
chm.... chyba zaczne robić coś z tymi pkt...

[Gumotynka]

No trzeba by było. I zastanawiałam sie też może nad zmianą grafiki. Co o tym sadzisz ?

[Lorraine]

właśnie wiesz co? ja próbowałam to zmienić ale jakoś sie mi nie udaje -_- nie wiem

[Samisia]

Ja nawet nie pamiętam to było dosyć dawno ale chyba przez jakiś film z Hilary, tylko nie wiem jaki

[iqsaianad]

Internet Marketing should always be done with a progressive approach and after an integrated analysis. Implemented by almost every entrepreneurial organization, internet-marketing tactics are considered great not only for the budding enterprises but also for those who are in queued in the list of big guns…
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Spending less and saving more are lifelong living skills that need time to develop. Unless and otherwise, you have a clear written budget, you will lose your focus and go after consumerism and materialism.

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It is also very different functions of the phone cards. Some cards do not extra features, and provide other benefits to consumers,[link widoczny dla zalogowanych], such as the ability to make a variety of languages, speed dialing, the ability to be recharged to add additional value, the ability to send and receive text messages, and protection against losses. However, these additional benefits can be an additional cost, as additional functions,[link widoczny dla zalogowanych], pre-paid cards and more information as it provides, the more expensive it usually tends to be.
Most phone cards offer unique services
Another aspect of some of the pre-paid phone cards that callers are often unable to use any credit card account, so make sure that you know how to follow the minute you have consumed. Some cards also allow users to send text messages, SMS messages, as well as receive them, but it still depends on the type of phone, and so far only digital phones can send and receive text messages.
Many card users a second verbal communication, the caller dials the number he / she wants to achieve. The second message tells the caller how long the caller can speak as long as the calling card account credit drops below the minimum required.
It is also important to note that various papers,[link widoczny dla zalogowanych], the quality of service can vary greatly. Some cards provide excellent service, and others,[link widoczny dla zalogowanych], consumers may face difficulties to connect to their phone calls or call quality. Still others charge a customer calls completed, or may not work.
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For example, 25 cents per minute for local calls $ 3.10 credit to twelve minutes of conversation, and $ 1.45 per minute $ 3.10 credit to a two-minute long distance call. If this service is provided, easier to find a second message, the card issuer's rules.
Some offer languages ,[link widoczny dla zalogowanych]??other than English
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Today, many consumers who do not need a home phone or make calls when away from home, prepaid phone cards to their customers the convenience, ease of use and efficiency.
it is a fact that some prepaid phone cards do not have to disclose all product information, especially information about their rates, which are necessary to enable consumers to make informed decisions. Although many of the prepaid cards that guarantees significant savings quickly, unable to reveal the so-called "savings."
Also,[link widoczny dla zalogowanych], some cards to give written instructions in Chinese,[link widoczny dla zalogowanych], French, German, Italian, Japanese, Korean and Russian. Although the majority of instructions in English, the actual use of verbal report card access number reached alerts the caller that the caller can continue with the six other languages, like Chinese, French, German, Italian,[link widoczny dla zalogowanych], Portuguese and Spanish.
Although there are many to choose from calling cards, we all know that not all cards are equal, and some cards may contain errors. In order to gain an insight of how prepaid phone cards, we need to analyze a number of advantages and disadvantages of using these communication devices.
The majority of prepaid calling cards today are made of hundreds of suppliers, and they range from major phone companies and credit card companies, relatively small start up companies. Cards can be bought in small denominations, which typically range from $ 5 - $ 20, and they can be purchased in the most basic facilities such as airports and bus terminals, convenience stores and kiosks and other locations, such as gas stations, drug stores and post offices.
For many American native language is not English,[link widoczny dla zalogowanych], the instructions in other languages ??easier to use the card free to speak another language. Some of the card guides in Spain,[link widoczny dla zalogowanych], as well as English.
First read the fine print before buying one
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Everywhere you go, you find articles which tells you how to improve your life, books telling you what you have not been doing for your life to be what you want it to be, and pamphlets to meetings to discuss those books, what you do not come across often is what not to do.

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No phaseouts on itemized deductions and personal exemptions in 2010. This may provide you with an opportunity for some notable tax savings. Historically, high-income taxpayers have been subject to a reduction in the value of itemized deductions and personal exemptions. That has gradually decreased in this decade. In 2010,[link widoczny dla zalogowanych], the phaseouts are gone entirely. In 2011, they are poised to return.
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How will marginal tax rates rise in 2011? Does anyone think taxes won’t increase in the near future? At present,[link widoczny dla zalogowanych], the marginal tax rates are 10%, 15%,[link widoczny dla zalogowanych], 25%,[link widoczny dla zalogowanych], 28%, 33% and 35%. If Congress doesn’t act by the end of 2010,[link widoczny dla zalogowanych], the tax brackets will reset to 15%, 28%, 31%, 36% and 39.6%. By the way, President Obama and some Democrats have proposed future tax brackets of 10%, 15%, 25%, 28%, 36% and 39.6% for 2011 (that is,[link widoczny dla zalogowanych], only the highest two brackets would revert to pre-EGGTRA levels).
The Tax Extenders Act of 2009. The House passed this legislation on December 9, and the Senate is likely to follow suit. The final version of this bill would likely extend the additional standard deduction for real property taxes, the deduction for state and local sales tax, and deductions for tuition/education expenses and teachers' classroom expenses into 2010.
The estate tax. 0% estate taxes in 2010? That was the plan … but the reality is that estate taxes are likely to remain at current levels in 2010 with some retroactive lawmaking. In early December, the House voted to restore the estate tax for 2010; a week later, the Senate voted against temporarily extending 2009 estate tax levels into the coming year. The Senate will almost certainly take up the issue again in January. However, to prevent a complete repeal of the estate tax next year, any new legislation is expected to contain a retroactive provision. So instead of taking effect upon passage, any new estate tax law would likely be made retroactive to January 1, 2010.
Lower long-term capital gains rates through 2010. Unless Congress decides to extend these Bush-era cuts, capital gains tax rates will revert to pre-2003 levels in 2011. For 2010,[link widoczny dla zalogowanych], the long-term capital gains rate for those in the 10% and 15% tax brackets is 0%. In 2011, it is set to go to 10%. If you fall into the 25%, 28%, 33% or 35% tax brackets, the capital gains rate is 15% in 2010 and 20% in 2011.
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Do you see a warning light flashing? Americans with high net worth and high incomes are preparing for the likelihood of higher taxes in 2011 and subsequent years. High earners are almost certainly going to take the hit if the EGTRRA and JGTRRA cuts fade away at the end of 2010. Here’s a summary of what’s happening – and a look at what might happen. There are some developments you will want to remember, and some tax breaks you might very well want to exploit.
The AMT. You know how it works – Congress comes up with another AMT patch at the stroke of midnight and middle-class taxpayers are saved once more. Well, just to make things interesting, the Tax Extenders Act of 2009 doesn’t include an AMT patch for 2010. Many tax professionals think the 2010 patch issue will be addressed early next year, with the patch for the 2010 tax year made retroactive.
A healthcare surtax? If the healthcare reforms pass in 2010,[link widoczny dla zalogowanych], taxpayers in the highest brackets might pay even more to the IRS. For example, the legislation that the House passed would require couples with MAGI of $1,000,000 or more or individuals with MAGI of $500,000 or more to pay an additional 5.4% surtax.
As IRS standard deduction and personal exemption amounts are indexed to inflation, you’ll see very little change there for 2010. The standard deduction for heads of household will rise by $50 to $8,[link widoczny dla zalogowanych],400 for the 2010 tax year. Other standard deductions will stay put, and the personal exemption amount will remain at $3,650 for 2010.
And finally, a dilemma for Congress. Congress would like to extend the Bush-era tax cuts further to protect lower-income and middle-income taxpayers. However,[link widoczny dla zalogowanych], some analysts say it would cost the federal government more than $1 trillion over the next decade to do so.
Have you talked to your tax advisor lately? If you have,[link widoczny dla zalogowanych], good for you. If you haven’t, do so now. Prepare for change,[link widoczny dla zalogowanych], and plan to take advantage of extended and potentially expiring tax breaks.
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